Initial SSDI Application Timeline

When you first apply for SSDI, the Social Security Administration (SSA) will evaluate your medical condition, work history, and eligibility.

Average Timeframe:

• 3 to 6 months to receive a decision on your initial application
• Delays can occur if medical records are missing, or if more information is needed

Unfortunately, about 65–70% of initial SSDI applications are denied, which leads many applicants into the appeals process.

Reconsideration Phase (If Denied)

If your application is denied, you can file a Request for Reconsideration within 60 days. This is a review of your case by a different examiner.

Average Timeframe:

• Another 2 to 4 months for a decision at this stage

Only a small percentage of applicants are approved at this phase, so many people need to prepare for a hearing.

Disability Hearing Timeline

If your reconsideration is also denied, you can request a hearing before an Administrative Law Judge (ALJ).

Average Timeframe:

• 8 to 14 months wait time for a hearing date in Massachusetts
• After the hearing, it may take 2 to 3 months for the judge to issue a decision

This stage takes the longest, but it’s also where many applicants are approved, especially if they provide strong medical evidence and testimony.

Total Estimated Time

From initial application to a final decision:

• Fast approval (no appeal): 3 to 6 months
• With reconsideration: 6 to 10 months
• With hearing: 12 to 24 months total

How to Speed Up the Process

While you can’t skip steps, you can take action to avoid delays:

• Submit complete medical documentation from the start
• Respond quickly to any SSA requests
• Stay in contact with your doctors to ensure timely records
• Create a MySSA online account to monitor your claim

In rare cases, the SSA will expedite cases through Compassionate Allowances or TERI programs, especially for terminal illnesses or severe conditions.