Determine Which Disability Program Applies to You

The Social Security Administration (SSA) offers two main disability benefit programs:

• Social Security Disability Insurance (SSDI): For individuals who have worked and paid Social Security taxes.
• Supplemental Security Income (SSI): For individuals with limited income and resources, regardless of work history.

Make sure you understand which program (or both) you qualify for before filing.

Steps to File for Disability in Massachusetts

1. Gather Required Information and Documents

Before you apply, collect important information such as:

• Detailed medical records and treatment history.
• Work history for the past 15 years.
• Contact information for all doctors and healthcare providers.
• List of medications and treatments.
• Financial documents (for SSI eligibility).

Having complete documentation will strengthen your application.

2. File an Application with the SSA

Massachusetts residents can apply in three ways:

• Online: Visit www.ssa.gov to apply online.
• By Phone: Call the SSA at 1-800-772-1213 to apply over the phone.
• In Person: Schedule an appointment at a local SSA office in Massachusetts.

Ensure every section of the application is filled out accurately and honestly.

3. Cooperate with Disability Determination Services (DDS)

In Massachusetts, the SSA works with Disability Determination Services (DDS) to evaluate your medical condition. DDS may:

• Request additional medical records.
• Ask you to attend a Consultative Exam (CE) with an SSA-approved doctor.

Promptly responding to DDS requests is crucial for keeping your application moving.

4. Monitor Your Application Status

Track your application through your my Social Security account or by contacting the SSA. Regular follow-ups help ensure your case stays on track and address any missing information quickly.

How Long Does It Take to Get a Decision?

Processing times can vary, but generally:

• Initial applications take about 3 to 6 months for a decision.
• If denied, the appeals process can take additional months (or even years).

Being proactive and thorough with your application can help prevent unnecessary delays.