What is the maximum disability benefit in Massachusetts?
By Hogan Smith
Updated 04/23/2025
If you’re applying for disability benefits in Massachusetts, you’re probably wondering how much financial assistance you could receive. While disability benefit amounts are determined by federal guidelines through the Social Security Administration (SSA), the maximum disability benefit you can receive depends on the program you qualify for and your personal work history or financial situation.
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Maximum SSDI Benefits in Massachusetts (2025)
Social Security Disability Insurance (SSDI) is based on your past earnings and work history, not financial need.
- In 2025, the maximum SSDI benefit for an individual is $3,882 per month.
- Most people receive less than the maximum, with average payments around $1,537/month.
- Your benefit is calculated based on your average indexed monthly earnings (AIME) from your highest-earning working years.
To get close to the maximum, you would need to have:
- Worked consistently for many years
- Earned a high income while paying Social Security taxes
You can check your estimated SSDI benefit by creating a MySSA account at www.ssa.gov.
Maximum SSI Benefits in Massachusetts (2025)
Supplemental Security Income (SSI) is a needs-based program for people with limited income and resources. In 2025, the federal base SSI payment is:
- $943/month for individuals
- $1,415/month for couples
Massachusetts also provides a state supplement through the State Supplement Program (SSP), which can add:
- Up to $114.39/month for individuals
- Up to $169.98/month for couples (Amounts vary depending on your living situation)
So in total, an individual on SSI in Massachusetts may receive up to $1,057.39/month, depending on their circumstances.
How Hogan Smith Can Help
At Hogan Smith, we assist Massachusetts residents in understanding and applying for the maximum disability benefits they’re entitled to. We’ll help you:
- Determine whether you qualify for SSDI, SSI, or both
- Calculate your potential benefit amount
- Ensure your application is complete and accurate
- File appeals if your claim has been denied or underpaid
Contact Hogan Smith Today
If you're unsure what disability benefits you qualify for or how much you might receive, let us help. Contact Hogan Smith today for a free consultation. We’ll make sure you understand your options—and fight to get you the maximum benefits you deserve.
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